Enrollment & Payment for Benefits

Enrollment & Coverage Dates

New Hire: You may enroll for coverage during the annual enrollment period or within a limited time period prior to your initial benefits-eligibility date. Employees are eligible for medical, dental, vision, FSA, short-term disability, and/or life/AD&D coverage to begin the 1st of the month in which they will complete 90 days of full-time/weekend-option employment. Employees' long-term disability coverage does not begin until the first of the month following one consecutive year of full-time employment. Employees may enroll in the LSS Retirement Plan at any time they wish. ** Temporary employees are only eligible for coverage while budgeted for 30+ hours/week with a work assignment of 90 days or more.

Re-Hire: If you are rehired within one year of leaving LSS, you may enroll for coverage during the annual enrollment period or within a limited time period prior to your initial benefits-eligibility date. Employees are eligible for coverage beginning the 1st of the month following their rehire date (if the rehired employee was benefit-eligible when they recently terminated, and they re-enroll).

Status Change: If you change jobs and move from a non-FT position into a Full-time (or Weekend Option) position, you become eligible for medical, dental, vision, FSA, short-term disability, and/or life/AD&D coverage to begin the 1st of the month in which you will complete 90 days of full-time/weekend-option employment. Employees' long-term disability coverage does not begin until the first of the month following one consecutive year of full-time employment.

ACA Benefit-Eligible Variable Hour Employees: You may enroll for coverage during your initial or ongoing Administrative Period prior to your benefits-eligibility date. Coverage begins on the 1st of the month following the Administrative Period. Employees' long-term disability coverage does not begin until the first of the month following one consecutive year of ACA Benefit-Eligible employment.

Chaplains: Chaplains employed by LSS may be eligible for alternative insurance benefits offered through their church. Chaplains rostered with LCMS may be eligible for alternative benefits through Concordia Plan Services (CPS) and Chaplains rostered with ELCA may be eligible for alternative benefits through Portico Benefits. The effective date of coverage for new members is the first of the month after employment begins with LSS. For more information regarding Concordia Health Plan benefits, please visit ConcordiaPlans.org, and for more information regarding Portico Benefits, please visit www.porticobenefits.org here.

How to Enroll

To elect or change coverage, log in to Workday by clicking here. If you need additional support, please review the various Workday “job aides” available here, that are designed to help you navigate the Workday processes.

Changing Coverage During the Year

You may change your coverage during the year (outside of Annual Enrollment) only when you experience a qualifying life event and you must do so within 31 calendar days of the event occurring. For more information, click here.

Payment for Elected Benefits

All premiums for medical, dental, vision, life and voluntary insurance will be deducted from the participant’s payroll twice per month (24 times per year). A participant’s first premium will be deducted on the pay slip for the pay period that ends just prior to their coverage begin date, and a participant’s last premium will be deducted on the pay slip for the pay period that ends just prior to their coverage end date. (Click here for specific coverage begin/end dates and the corresponding deduction begin/end dates for the 2024 plan year. For a schedule of 2024 pay periods and pay dates, click here.)

Contributions for the Health Savings Account (HSA), Healthcare Flexible Spending Account (FSA), and/or Dependent Care FSA will be made from the participant's payroll every pay period (26 times per year). A participant’s first premium will be deducted on the pay slip for the pay period that contains their coverage begin date, and a participant’s last premium will be deducted on the pay slip for the pay period that contains their coverage end date.

Employees are responsible for payment of premiums during times without pay. Failure to pay premiums may result in the retroactive loss of benefits coverage and may result in the denial of submitted claims.