LSS partners with Payactiv to allow you immediate access to the pay you’ve already earned

Payactiv provides you with access to the wages you've already earned, offering a responsible alternative to traditional paycheck advances or loans. Instead of waiting until payday, you can access a portion of your earnings in real-time, based on the hours you’ve worked. This is not a loan—there are no interest charges. With Payactiv, you can transfer your funds to a bank account, pay card, or withdraw cash. Transfers to your Payactiv Visa® Card are free, and other transfer options may include a small fee. The amount you access is automatically deducted from your next paycheck, ensuring seamless integration with your payroll.

This solution helps reduce financial stress, giving you more control over your finances and helping you avoid costly overdraft fees, high-interest payday loans, or credit card debt. By providing immediate access to your earned wages, Payactiv empowers you to meet urgent expenses and manage your cash flow without waiting for payday.

For example, let’s say you earn $15 per hour and have worked two 8-hour shifts by the 4th day of the pay period. That’s 16 hours, totaling $240. With Payactiv, you can instantly access up to 75% of your earned wages—in this case, $180 (minus any applicable fees). You can choose to transfer the funds to your pay card, deposit them into a bank account, or withdraw cash from participating ATMs, giving you flexible and immediate access to your money when you need it.

How Repayment Works
Any amount you access through Payactiv is automatically deducted from your next paycheck. There’s no need to worry about making manual payments or setting reminders. Once payday arrives, the accessed funds are subtracted before your wages are deposited, ensuring that repayment is seamless. This process allows you to manage your financial needs without adding extra stress or complications to your budget.

By giving you real-time access to your earned wages, Payactiv helps you avoid costly payday loans, overdraft fees, or credit card debt, while empowering you to stay on top of your financial needs.

For more information, such as how to enroll at no cost, please visit www.Payactiv.com/help or call 1-877-937-6966.

For more information, please click here: Payactiv informational brochure.